Your personal money assistant.
MoneyMama nags you (with love) so you save more, spend smarter, and feel safe and confident with your money.
See it in action
Download and say hi.
Google, Apple or email. Mama's ready in a minute.
Talk, snap or speak.
Type it like a text, snap the receipt, or send a voice note.
Know your money
See where your money goes and what to do next.
Ask Mama anything
Anything money-related: "Can I afford this?", "Where did my salary go?", "Is this a scam?" Mama answers in seconds, in plain language, without ever making you feel small.
One chat, all your money
Tap a card to see it in the app.
How RinggitReady are you?
Ninety seconds, no sign-up. Your score out of 100, and what to work on first.
Say roast me.
If you dare.
Type it and Mama reads your receipts back to you. She is not shy about them.
Ends the moment you say so. Then she goes back to being nice.
And the rest
Smaller things Mama does without being asked.
The bills you keep forgetting.
Rent, insurance, the gym you stopped going to. Mama logs the ones that repeat and nudges you before the late fee lands.
Know where you stand.
Spending by category, what is left in each budget, your savings rate, and a financial health score that does not flatter you.
Upload everything at once.
A pile of receipts and statements in one go. Mama sorts them, and nothing lands in your books until you say yes.
Three languages.
English, Bahasa Malaysia or Chinese. Write in whichever you like and Mama replies in kind.
Locked to you.
Face ID or a passcode to open the app. Delete everything, any time, from inside it.
Pick a question, get your number
No sign-up, no spreadsheets. Mama does the maths.
I always felt blur about where my money went. Now Mama just tells me, no shame. I've saved RM3,200 in four months.
I run every suspicious number through /semak before I pay anyone now. It caught a fake parcel scam targeting my mum.
Tracking spending used to feel like homework. With Mama it's just texting, and I finally stopped overspending on food delivery.
The bill reminders alone are worth it. No more late fees on my credit card.
Questions, answered
What is MoneyMama?
What can MoneyMama actually do?
Mama helps you take control of your financial life through practical, everyday tools:
- Record your expenses and income
- Scan and save your receipts for work or personal records
- Set budget caps for your spending
- Analyse your spending patterns
- Remind you about bills, deadlines, and tax dates
- Answer your basic savings and investment questions
- Check for scam numbers and bank accounts
Perhaps, one day you can buy financial products through Mama minus the agent commissions (and hence cheaper!).
How can MoneyMama help me with my finances?
Studies show that people who track their expenses save 20% more, not because they earn more, but because they finally see where their money is going. Mama makes that effortless by letting you track spending as naturally as chatting with a friend.
Banks love making late fees and charges from consumers. Mama helps you avoid late fees and penalties by reminding you about bills, deadlines, and tax dates. In short, MoneyMama keeps you aware, organised, and one step ahead, without needing complicated apps or spreadsheets.
MoneyMama has much more to offer. Start chatting with Mama and get your finances in order!
Do I have to pay to use MoneyMama?
Is my data safe and secure?
Who is behind MoneyMama?
Can I use MoneyMama even if I'm not Malaysian?
What languages can MoneyMama speak?
Put Mama in your pocket.
Free on iOS and Android. Better money, one chat at a time.
