In the app
Talk to a licensed financial planner
Some decisions deserve a human. Mama helps you prepare, then connects you with a licensed financial planner. You'll know any fees before you commit.
Get the app
Know what to do next with your money.
MoneyMama helps you understand where you stand, figure out what matters next, and get it done.
Free on iOS and Android. In English, Bahasa Malaysia and Chinese.
Money shouldn't feel this complicated.
It's all good advice. The hard part is knowing what to do first.
- Save more.
- Plan for retirement.
- Pay off your cards.
- Build an emergency fund.
- Get insured.
- Invest.
That's where I come in.
Know where you stand.Know what to do next.Get it done.
Mama helps make sense of your money.
Spending, savings, debt, and where the gaps are.
Focus on what matters now, not everything at once.
One sensible next step, in plain language.
Then Mama helps you get it done.
A budget, a debt plan, a reminder, or the right professional help.
Start with whatever's on your mind.
“Where did all my money go this month?”
Mama shows you where it went. Get the app
“Am I actually doing okay financially?”
See where you stand with RinggitReady. Check my score
“I've got credit-card debt. What do I do?”
Work out a plan you can keep. See my debt-free date
“My car insurance is expiring.”
Compare and renew in the app. Coming soon
“I think I need proper financial advice.”
Mama connects you with a licensed financial planner. Get the app
“Is this account or number a scam?”
Check before you transfer. Get the app
Not sure where to start? Start here.
Ninety seconds, no sign-up. See where you're strong, where you're not, and what to work on first.
Mama starts with you.
Not a product.
MoneyMama starts by understanding what's going on with you. Then, when there's something worth doing, Mama helps you take the next step.
- A budgeting app starts with
- transactions.
- A marketplace starts with
- products.
- MoneyMama starts with
- you.
Sometimes the next step needs more than a chat.
If there's something you need to sort out, Mama can help you get there too.
Coming soon
Car insurance and road tax
Compare your options and get the renewal sorted, without leaving the app.
And the everyday stuff? Mama's got that too.
Tap a card to see it in the app.
- Bills that repeat
- Spending overview
- Upload in bulk
- English, BM or Chinese
- Face ID lock
Roast modeSay roast me.
Say roast me.
If you dare.
Type it and Mama reads your receipts back to you. She is not shy about them.
Ends the moment you say so. Then she goes back to being nice.
Free calculators
Pick a question, get your number
No sign-up, no spreadsheets. Mama does the maths.
“
I always felt blur about where my money went. Now Mama just tells me, no shame. I've saved RM3,200 in four months.
YS
Petaling Jaya
“
I run every suspicious number through /semak before I pay anyone now. It caught a fake parcel scam targeting my mum.
Soo Kee
Shah Alam
“
Tracking spending used to feel like homework. With Mama it's just texting, and I finally stopped overspending on food delivery.
Li Xin
Penang
“
The bill reminders alone are worth it. No more late fees on my credit card.
Vinod
Kuala Lumpur
Questions, answered
What is MoneyMama?
MoneyMama is a personal money assistant.
Tell Mama what's going on with your money and she'll help you understand where you stand, work out what matters next and get it done.
That could be something small, like figuring out where your salary went, or something bigger, like getting out of debt, sorting out your insurance or speaking to a financial planner.
You don't have to figure out everything at once, only the next thing.
Is Mama a real financial adviser?
No. Mama is an AI-powered personal money assistant: she explains, teaches and gives you practical tools, but she is not a licensed financial adviser.
When you need personalised, regulated advice, MoneyMama can connect you with a licensed financial planner. That advice comes from the planner, under their own responsibility and terms.
What can MoneyMama actually do?
Understand: track spending, organise receipts, review budgets, use the calculators and check your financial health with RinggitReady.
Decide: ask money questions, understand the trade-offs and see what is worth dealing with next.
Do: set reminders, make a debt plan and, where it's available, use a partner service or talk to a licensed financial planner.
Do I have to pay to use MoneyMama?
No. The app is free, and so is everything Mama does in the chat. Some next steps involve a partner or a licensed professional, and those may have their own fees. You always see them before you commit.
Is my data safe?
We follow Malaysia's data protection laws, encrypt your data, limit who can see it and never sell it. We use it only to help you with your money. You can ask us to delete everything at any time.
Who is behind MoneyMama?
MoneyMama is built by the team behind Mr Money TV, The FAQ Show and The Coffee Break, who have spent years explaining money to Malaysians on YouTube and by newsletter.
Can I use MoneyMama if I'm not Malaysian?
The app is open to people in Malaysia and Singapore for now.
What languages does Mama speak?
English, Bahasa Malaysia and Chinese. Write in whichever you like and Mama replies in the same one.
One thing at a time.
Know what to do next with your money.
